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  • Writer's pictureBrokerBecki

Avoid Spam Credit Calls!

We have all seen a dramatic increase in spam calls over the past few years.

Mortgage credit report inquiries trigger offers from a multitude of credit companies. Those offers usually come in the form of spam calls.

Credit bureaus and other consumer reporting agencies share/sell customer inquiries with other creditors including competing mortgage companies and insurance companies. These companies will then begin soliciting you with their offers IMMEDIATELY.

The good news is that those same credit bureaus give you the ability to opt out and stop such spam calls!

To opt-out of receiving these offers,

or call 1.888.5.OPTOUT (1.888.567.8688)

Important Details

  • You will be asked to provide personal information, including your name, address, social security number and date of birth

  • When you opt out it does not affect your ability to apply for credit or get new credit

  • If you apply jointly with someone, both parties need to opt-out in order to stop the prescreened offers

  • While you will likely see immediate improvement, it may take up to 60 days before the prescreened offers stop

  • At you have the ability to opt out for 5 years or permanently



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