BUYERS

Let's face it, buying a home is still pursuing the American Dream. There are definite benefits but also some drawbacks to consider. All in all, it's a good time to buy and you're in the right place.

Benefits of home ownership:

  • Save Money. Renting is at an all-time high these days and often home-ownership is actually cheaper. 

  • Pay yourself. Why pay someone else's mortgage? If you're putting your monthly payment in to your own home, you're building equity. Equity gives you more leverage.

  • Tax benefits. There are deductions you can take on interest and also in many places tax deductions. 

  • Belonging and Privacy. Owning a home in a community give you pride in your home and the neighborhood. You also have greater privacy and control of access.

  • Stability. Financially, your payments are fixed by a mortgage, so no fluctuations by a leasing company. And, by planning maintenance and repair, you'll keep your costs steady.

Drawbacks of home ownership:

  • You are fully responsible for maintaining your home. Its condition, the appliances and mechanicals typically all fall on your shoulders. (Condos and some other arranged communities may help with some of this.)

  • This is a long-term commitment. Financially speaking, you are signing up for 30 years, typically.

  • Committed to your neighborhood. Sometimes it is much more difficult to up and leave a neighborhood when you've bought a home and invested in a community. The opposite is also true that sometimes you choose a neighborhood for all the wrong reasons and you have to stay put to make financial sense.

  • You'll typically have to have some money saved for a down-payment, moving and closing costs.

  • Borrowing against your home can be very enticing but can also leave you "house poor".

  • You may not see equity for a while. Some areas and price ranges don't see equity for many years. 

WORK WITH ME - WHY?

When I represent you as a buyer, I have your best interests at heart. I work for you!

  • I am a committed full-time professional with experience and resources to do the job.

  • I will research the market based on your needs and accompany you to view every home that meets your criteria.

  • I will keep you informed and guide your through the process. I will get your approval on anything I do and will document the process from start to finish.

  • I will negotiate on your behalf throughout the process. I act as a mediator between you and the seller to negotiate the terms of the purchase agreement.

  • I have a solid resource pool that can ease the steps along the way. Contractors, Inspectors, Attorneys, Lenders and more.

  • Behind the scenes, I will preview brokers opens, run comparative analysis, and research areas to maximize your time and efforts. I also work on documents and processes, connect with my own sphere to find properties.

I have a solid plan, resources, method, and insight to give you. I plan on getting to know you well and will stay in touch long after the house-warming party!

Becki Cronin Real Estate provides help and resources to clients in central Indiana. If you're selling a house in Indiana or want to search homes for sale - you've come to the right place. Becki is a Realtor in Indianapolis and all of central Indiana.

What's your home worth?

 

Click here (and only enter your address for immediate results.

Becki Cronin

​Realtor​​®/Broker

FC Tucker Company, Inc.

(317) 622-8339

F.C. Tucker Company, Inc. Disclosure